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What's Living in St. Paul MN Like? ☀️ | Ultimate Moving to St. Paul Guide

St. Paul is a vibrant city located along the banks of the mighty Mississippi River. While often overshadowed by its twin city, Minneapolis, St. Paul has its own unique charm and character that draws in residents and visitors alike. From its iconic landmarks to its diverse neighborhoods, St. Paul is known for its friendly residents, rich history, and fun attractions. As such, St. Paul is a good place to live. If you are thinking about moving to St. Paul MN, then you will need to understand what your life might look like in the city. Here’s everything you need to know about living in St. Paul MN.

Where Is St. Paul?

What county is St. Paul MN in? St. Paul is in Ramsey County and is the county seat of the area. St. Paul is located along the Mississippi River, providing residents with plenty of options for outdoor activities during the summer months. However, the cold weather does not keep residents living in St. Paul MN from enjoying the outdoors. During the cold winters, many people living in the area enjoy easy access to cross-country skiing at several nearby resorts.

St. Paul is most commonly known as being a part of the Twin Cities, along with Minneapolis. The Twin Cities area of Minnesota is the political, cultural, and economic capital of the Upper Midwest. It is only 11.9 miles from Minneapolis MN to St. Paul MN.

St. Paul Information

  • St. Paul county: Ramsey
  • St. Paul area: 56.10 square miles
  • St. Paul zip code: 55101-55170
  • St. Paul area code: 651
  • St. Paul elevation: 824 feet
  • St. Paul time zone: Central Standard Time (CST), UTC-6
  • Closest airport to St. Paul: Minneapolis-St. Paul International Airport (MSP), 10.6 miles away

St. Paul Population & Demographics

What is the population of St Paul MN? The St Paul MN population is 311,527. This is nearly a 10% increase over the past decade! St. Paul has a population density of 5,994 people per square mile. As a part of the Twin Cities, St. Paul is also a part of the Minneapolis-St. Paul Metropolitan Area, which has a population of 2.6 million, making it the third-most populous metropolitan area in the Midwest.

After moving to St. Paul, you will experience a very diverse population. The racial and ethnic composition of residents living in St. Paul MN is 54.3% White (51.3% non-Hispanic), 18.4% Asian, 15.6% Black or African American, 7.8% two or more races, and 0.7% American Indian. 18.8% of residents living in St. Paul MN are foreign-born, which is much higher than the national average of 13.7%.

Several notable people have called the city of St. Paul home, including author F. Scott Fitzgerald, NHL player Ryan McDonagh, and musician Chad Smith.

Additional St. Paul Demographics:

  • Sex ratio: 50.5% female, 49.5% male
  • Median age: 32.5
  • Median household income: $69,919 (compared to Minnesota average of $84,313)
  • Educational attainment: 88.2% high school degree (or higher), 42.8% bachelor's degree (or higher)

Transportation

When living in St. Paul MN, you have several transportation options. Metro Transit provides a bus and light rail system connecting the Twin Cities together. The light rail system features the Metro Transit Green Line, which is an 11-mile light rail line that connects. St. Paul Minnesota to Minneapolis Minnesota. Planning is currently underway for the Metro Transit Green Line, which will connect Downtown St. Paul to the airport and the Mall of America.

In addition to public transit, there are several freeway options for those who prefer to drive themselves. Residents use Interstate 35E running north-south and Interstate 94 running east-west. Biking is also becoming increasingly popular among those living in St. Paul MN, and the city has over 200 miles of bike-friendly trails.

After moving to St. Paul, you can enjoy easy access to the Minneapolis-St. Paul International Airport (MSP), which has two terminals and 131 gates.

St. Paul Cost of Living

What is the cost of living in St Paul MN? The Cost of Living Index in St. Paul is 102.6, meaning that the cost of living in St. Paul is 2.6% more expensive than the national average of 100 and 5.4% more expensive than the Minnesota average of 97.2. Although higher than the state and national average, the cost of living in St. Paul MN is quite affordable for such a large city.

According to the Economic Policy Institute, a family of four living in St. Paul MN would need to earn $119,229 per year to live comfortably in the city. This comes out to about $9,936 per month. For a family of two with no children, this number drops down to $63,499 per year ($5,292 per month). According to the MIT Living Wage Calculator, two working adults with two children living in St. Paul Minnesota would need to earn at least $31.48 per hour to support their family without falling below the poverty line.

Typical St. Paul Living Expenses:

  • Meal at an inexpensive restaurant: $13.00
  • Cappuccino: $5.75
  • Loaf of bread: $3.67
  • Pound of apples: $2.47
  • Gallon of gas: $3.37
  • Fitness membership (monthly): $48.75
  • Average St. Paul utilities per month: $171.98

Source: Numbeo

Before moving to St. Paul, you'll want to be aware of the taxes you will be expected to pay. Minnesota's income tax is a graduated tax, with four rates: 5.35%, 7.05%, 7.85%, and 9.85%. The rate you will pay depends on your income and filing status. As of April 1, 2024, the sales tax in St. Paul Minnesota is 1.5%. The amount of property tax in St. Paul you will pay depends on the value of your property. You can use the Ramsey County Property Tax Value and Lookup Tool to find property information and values.

When looking at the average cost of living in St Paul MN, you must consider housing costs. Luckily St. Paul is a great city to live in for those looking for affordable real estate.

St. Paul MN Real Estate | Average Rent & Home Prices

Are you thinking about purchasing St. Paul real estate? Housing costs in the area are very affordable, and the average home price in St. Paul MN is $281,400, according to Redfin. Although housing costs are up 10.6% compared to last year, they are still below the national average of $412,778 and the Minnesota average of $330,300. St. Paul is also the most affordable of the two Twin Cities, as the median home price in Minneapolis is $325,000.

When living in St. Paul MN, you have a wide range of real estate to choose from. If you want to live the city lifestyle, then there are plenty of small houses near Downtown St. Paul. If you prefer the suburbs, then you may want to check out the area near Como Avenue or the neighborhoods on the east side of the city.

If you would rather rent St. Paul Minnesota real estate, then there are plenty of options for you. According to RentCafe, the average rent in St. Paul MN is $1,416. If you are moving to St. Paul Minnesota on a budget, then you may want to check out the affordable neighborhoods of Payne-Phalen (average rent of $1,110) or Battle Creek - Highwood (average rent of $1,178). Some of the most expensive neighborhoods in St. Paul include Downtown St. Paul ($1,586) and Union Park ($1,632). According to the 2022 Rental Affordability Report, it is more affordable to rent than to buy St. Paul real estate.

Neighborhoods in St. Paul MN | Where to Live in St. Paul

Are you curious about the best places to live in St. Paul? Saint Paul is one of the best places to live for young professionals, families, and retirees alike due to the diverse neighborhoods in the area. Whether you are looking to enjoy a city lifestyle or prefer suburban living, there is something for you in Saint Paul. These are the best places to live in this vibrant Minnesota city.

Downtown St. Paul | One of the Best St. Paul Neighborhoods for Young Professionals

Downtown Saint Paul is easily one of the best places to live in St. Paul MN. A large portion of residents living in this area of Saint Paul are young professionals due to the many job opportunities in the area. This area is also a great place to live for students as it is close to major educational institutions like Saint Paul College and the University of Minnesota (Saint Paul Campus). When living in this area, you can easily walk from place to place, exploring all of the coffee shops, shopping opportunities, and other attractions this area has to offer.

Cathedral Hill | Quiet Area Just Outside of Downtown

If you want to enjoy easy access to the downtown area while still experiencing suburban living, then check out Cathedral Hill. Characterized by its beautiful historic architecture, Cathedral Hill is located just outside of Downtown and features dozens of family-owned shops and restaurants. In this area, you'll find a great mix of both apartments and houses, allowing you to choose which real estate option best suits your needs.

Highland Park | One of the Safest Neighborhoods in St. Paul

Nestled in a bend in the Mississippi sits the beautiful neighborhood of Highland Park. Highland Park is a popular St. Paul neighborhood among families, as it is close to several top-rated middle schools, high schools, and private schools. Additionally, the neighborhood boasts a crime rate that is well below the Saint Paul and national average. Highland Park is a great option for nature lovers and is home to several parks, such as Hidden Falls and Howell Park.

Legacy Commons | Gorgeous 55+ Community in St. Paul

Are you thinking about moving to St. Paul to enjoy your golden years? Legacy Commons at Signal Hill is a brand new, affordable, 55 and over apartment community in Saint Paul. You can choose from one, two, and three-bedroom apartment options with pricing starting at $1,322 per month. When living at Legacy Commons, you can enjoy community amenities such as a fitness center, a clubroom, a theater room, a beauty salon, and a grass courtyard.

St. Paul Weather & Climate

When living in St. Paul MN, you will experience all four seasons. St. Paul experiences a humid continental climate, with hot summers and cold, harsh winters. Winter in Saint Paul brings a lot of snow, with an average annual snowfall of 54.4 inches. This aspect of the St. Paul climate makes the area a popular place for snowboarding and cross country skiing. The winter snow is no surprise, as the average temperature in St. Paul Minnesota during the winter is 17ºF.

 

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In contrast to the harsh winter conditions, summer in Saint Paul is very pleasant. The warm summer season in St. Paul lasts for 3.9 months, from May 21 to September 16, with an average daily high temperature above 71°F. During the summer, you can expect sunny weather conditions, which is perfect for enjoying the city's many parks and outdoor attractions.

St. Paul Restaurants

After moving to St. Paul, you'll find no shortage of incredible places to eat. Saint Paul offers a wide range of cuisine, with everything from hearty American dishes to spicy Mexican food. These are just a few of the best restaurants in St Paul.

 

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Things to Do in St. Paul

There are several amazing things to do when living in St. Paul MN. Whether you are searching for fun outdoor activities during the summer months or fun indoor attractions to distract you from the harsh winter weather, Saint Paul has it all. Here are just a few fun things to do in St. Paul.

Top St. Paul Attractions

  • Wabasha Street Caves: The Wabasha Street Caves is one of the most popular St. Paul attractions. Tour these historic abandoned caves for just $11!
  • Como Park Zoo: Como Park Zoo features hundreds of animals as well as exciting family-friendly attractions.
  • Historic Fort Snelling: Calling all history buffs! This Civil War era military structure features a museum, historical reenactments, and a gift shop.
  • Cathedral of Saint Paul: Admire the architecture of this gorgeous cathedral built in 1915.
  • Minnesota History Center: Learn more about the history of Minnesota by stepping into this interactive museum.
  • Rice Park: This urban park is in the heart of downtown and is the site for several fun events during both the summer and winter months.
  • Como Town: Aren't sure what to do in St. Paul with your kids? Head over to Como Town, an amusement park designed for children ages 2 to 12.

St. Paul Entertainment & Arts

  • CHS Field: Head over to CHS field to catch a St. Paul Saints game, which is a Minor League Baseball team and farm team of the Minnesota Twins.
  • Western Sculpture Park: This unique park features sculptures from several different local artists and is one of the best free things to do in St. Paul.
  • Minnesota Museum of American Art: This impressive art museum features pieces from the 19th century and beyond.
  • Xcel Energy Center: This arena is home to the Minnesota Wild hockey team and also features several live music events throughout the year.

 

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St. Paul Museums

  • Science Museum of Minnesota: This museum has been open for over a century and features fun interactive exhibits for people of all ages.
  • Minnesota State Capitol: The Minnesota State Capitol building features a museum with important artifacts that lend to the history of the state.
  • Minnesota Children's Museum: This is one of the best St. Paul MN attractions for children. Head over to this museum, which features hands-on activities for children.
  • Bell Museum: This diverse museum features a planetarium, educational programs, and animal dioramas.

St. Paul Parks & Outdoors

  • Hidden Falls Regional Park: This beautiful park is situated along the Mississippi River and features waterfalls, trails, and a scenic picnic area.
  • Landmark Plaza: Landmark Plaza is an urban park that features an ice rink during the winter.
  • Indian Mounds Regional Park: This park is an ancient Indian burial ground that now features baseball fields, tennis courts, and walking paths.
  • Summit Overlook Park: This small park features plenty of green space for picnicking as well as fun fitness classes over the summer.

 

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Shopping in Saint Paul

  • Uni-Dale Mall: For shopping in Saint Paul Minnesota, look no further than Uni-Dale Mall. Located along University Avenue, this mall features dozens of retail shops.
  • Midway Marketplace: Midway Marketplace is an outdoor shopping center with plenty of shops and restaurants.
  • Highland Village Center: Stop by Highland Village Center to enjoy stores such as Target and Chuck & Dons Pet Food and Supplies.

Map of Things to Do in St. Paul MN

Sports

Home to professional teams, collegiate athletics, and recreational opportunities, St. Paul fosters a deep-rooted passion for sports. St. Paul is widely known as being home to the NHL team The Minnesota Wild. The Minnesota Wild plays at the Xcel Energy Center, which seats just under 18,000 people. Additionally, you can catch the baseball team, the St. Paul Saints, over at CHS Field during the summer months.

 

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St. Paul also celebrates its collegiate sports scene, with the University of St. Thomas and Hamline University fielding competitive teams in dozens of different sports. These teams draw thousands of visitors to their games, contributing to the lively sports scene in the city.

St. Paul Crime Rate

Is St. Paul a safe place to live? Let's take a look at the St. Paul Minnesota crime rate.

  • Overall crime in St. Paul: 4,551 crimes per 100,000 people (89.5% higher than state average and 94.0% higher than national average)
  • Violent crime in St. Paul: 749 crimes per 100,000 people (169.9% higher than state average and 93.1% higher than national average)
  • Property crime in St. Paul: 3,803 crimes per 100,000 people (79.0% higher than state average and 94.2% higher than national average)

Although the crime rates are high, St. Paul is a safe place to live. Crime rates are naturally higher in larger cities, and a large portion of the crime is committed in just a few small areas where there is a higher nightlife and gang presence. Also, according to KSTP, crime in St. Paul declined in all categories from 2022 to 2023, and this number is only expected to fall even more. Additionally, St. Paul has a 20.3% lower crime rate than its twin city of Minneapolis.

When living in St. Paul MN, you will be served by the Saint Paul Police Department, which has 575 officers on the force to help keep the city safe.

Economy & Jobs in St. Paul MN

Are you thinking about searching for St. Paul jobs? Luckily, the job market in St. Paul Minnesota is thriving. The city is home to several Fortune 500 companies, including Best Buy, 3M, General Mills, and Ecolab. Residents living in the city have a wide range of job opportunities to choose from, and the top industries in St. Paul are health care and social assistance, public administration, and education. According to CBS News, Minnesota continues to outpace the nation in job growth, with a job increase in 2023 that was above the national average, as well as an unemployment rate that was below the national average (3.1%).

According to PayScale, the average salary in St. Paul Minnesota is $74,000 per year. If you are searching for jobs in St. Paul, then try checking out the city job board or completing a search on Indeed.

Healthcare

After moving to St. Paul, you will gain access to some of the best healthcare facilities in the entire country. Whether you are looking for a family physician, an experienced surgeon, or an assisted living facility, the city has something for you. St. Paul is home to United Hospital, which features specialized care for children as well as a top-rated heart center.

You'll also find the University of Minnesota Medical Center in the downtown area, which provides services that range from primary care, to emergency care, to the delivery of thousands of babies each year.

Additionally, when living in St. Paul MN, you are just a 90-minute drive from Mayo Clinic, which is widely recognized as one of the best medical facilities in the world.

St. Paul Schools

If you are moving to St. Paul with children, then you may be curious about the public schools in the area. Most residents in St. Paul are served by the Saint Paul Public School district (SPPS). SPPS is the second-largest school district in Minnesota and educates over 38,000 students. This St. Paul school district contains 52 elementary schools, 12 middle schools, 7 St. Paul high schools, 10 alternative schools, and 1 special education school.

You'll also find several private schools in St. Paul such as Saint Agnes School and St. Paul Academy and Summit School. The latter school serves students in grades K through 12 and has a college-preparatory liberal arts curriculum.

If you are moving to the city with older children, then you'll be happy to know that there are many higher education options to choose from. Notable colleges and universities in the area include Saint Catherine University, Concordia University, Hamline University, Macalester College, and the University of St. Thomas.

 

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When living in the area, you can enjoy access to the Saint Paul Public Library.

St. Paul Utilities & DMV Change of Address

Before moving to St. Paul MN, you may need to transfer your utilities to your new home. These are the providers you will need to know about when living in the city.

Do you need to change your address or get a Minnesota driver's license? To begin the process of changing your address, you'll need to visit a Minnesota Driver and Vehicle Services office. You can schedule an appointment online and pre-apply for your license to minimize your wait time in the office.

Is moving to St. Paul MN in your future? If living in St. Paul MN sounds great to you, then get in touch with The Move Crew. The Move Crew has been in the industry for nearly a decade, completing over 10,000 moves and maintaining a 4.9/5 customer rating and a 98% referral rate. Contact our St. Paul movers today at 612-361-6787 to get started with a free quote.

Gunnar
Gunnar is from Hastings, Minnesota. He has a bachelor's degree in Business and Spanish. In addition to his work in the moving industry, he runs a photography business that has given him the opportunity to travel all over the US. He is an idealistic visionary when it comes to the spirit of entrepreneurship and prides himself for his meticulous attention to detail in all aspects of his work.

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